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Martina Kümmerli

Attorney at Law

Partner

Martina Kümmerli has been a partner at RUOSS VÖGELE since 2025. She represents private individuals and companies in civil and commercial litigation before state courts, with a focus on construction and real estate law. She also has extensive experience in advising public institutions. In addition, Martina Kümmerli has in-depth expertise in the field of internal investigations and administrative investigations.

Expertise

Litigation
Real estate law (incl. construction and planning law)
IP and IT law (intellectual property rights, trademark and copyright law)

Languages

German, English, French

Work experience

  • since 2025Partner at RUOSS VÖGELE
  • 2023 - 2025Senior Associate at Rudin Cantieni Rechtsanwälte AG
  • 2017 - 2023Senior Associate at RUOSS VÖGELE
  • 2015Associate at Blum&Grob, Zurich
  • 2013Legal internship at Eversheds Sutherland, Bern
  • 2012Court internship
  • 2012Internship at the Swiss Embassy in The Hague, NL

Lecturing

Education

  • 2025Adjunct Professor (venia legendi, private and business law), University of Zurich
  • 2015Admitted to the bar (all Swiss courts)
  • 2006 - 2012MLaw, University of Bern

Memberships

Schweizerischer Anwaltsverband (SAV)

Zürcher Anwaltsverband (ZAV)

Publications

No items found.

Link to the University of Zurich (Courses, Speaking Engagements etc.)

Publications

Speaking Engagements

Publikationen

Publications

Law for Insurance Industry, Precautionary Law

Abuse in supplementary health insurance (in German)
Abuse in supplementary health insurance (in German)
Simplifications and Exemption from Supervision under the Revised Insurance Supervision Act (in German)
Simplifications and Exemption from Supervision under the Revised Insurance Supervision Act (in German)
Update on the Implementation of the Revised Law on Intermediaries (in German)
Update on the Implementation of the Revised Law on Intermediaries (in German)
Revised and possibly generally binding Industry Agreement "Intermediaries" (in German)
Revised and possibly generally binding Industry Agreement "Intermediaries" (in German)
VAG/AVO revised: Need for action in insurance mediation (in German)
VAG/AVO revised: Need for action in insurance mediation (in German)
Surplus Participation (discussion of court decision)
Surplus Participation (discussion of court decision)
Relative market power with a focus on the insurance and financial sectors
Relative market power with a focus on the insurance and financial sectors
Adjustment of Terms and Conditions to the Revised Insurance Contract Act (2021)
Adjustment of Terms and Conditions to the Revised Insurance Contract Act (2021)
More Protection for Policyholders at Point of Sale in Switzerland (Nr.4)
More Protection for Policyholders at Point of Sale in Switzerland (Nr.4)
Partial Revision of the Swiss Insurance Contract Act in a Nutshell (2020 in German)
Partial Revision of the Swiss Insurance Contract Act in a Nutshell (2020 in German)
Reinsurance though Swiss Reinsurers (2019 in German)
Reinsurance though Swiss Reinsurers (2019 in German)
Matching between Supervision and Liability in the New Law on Insurance Distribution, SZW 2/2005 (in German)
Matching between Supervision and Liability in the New Law on Insurance Distribution, SZW 2/2005 (in German)
Remuneration of Service Providers and Insurance Brokers in Triangular Relationship (2020 in German)
Remuneration of Service Providers and Insurance Brokers in Triangular Relationship (2020 in German)
Interpretation of GIC
Interpretation of GIC
Use of Group Policies in Swiss Private Insurance Law (2018 in English)
Use of Group Policies in Swiss Private Insurance Law (2018 in English)
Agreements Affecting Competition and Market Dominance with Special Focus on the Swiss Insurance Market (Overview) (2013 in English and German)
Agreements Affecting Competition and Market Dominance with Special Focus on the Swiss Insurance Market (Overview) (2013 in English and German)
Partial Revision of VAG and AVO in a Nutshell
Partial Revision of VAG and AVO in a Nutshell
Multinational Insurance and Insurance Distribution Business - Basic Considerations (2018 in English)
Multinational Insurance and Insurance Distribution Business - Basic Considerations (2018 in English)
Regulated Contracts in the Swiss Insurance Business (Nr.7)
Regulated Contracts in the Swiss Insurance Business (Nr.7)
Swiss Insurance Law Updates (2011 in English and German)
Swiss Insurance Law Updates (2011 in English and German)
Planned Partial Revision of the Swiss Insurance Supervision Act in a Nutshell (2020 in German)
Planned Partial Revision of the Swiss Insurance Supervision Act in a Nutshell (2020 in German)
Insurance and Asset Management in Occupational Pension Plan and Self-provision (2019 in German)
Insurance and Asset Management in Occupational Pension Plan and Self-provision (2019 in German)
Breach of Duty to Notify in case of Claims-made-Policy (2020 in German)
Breach of Duty to Notify in case of Claims-made-Policy (2020 in German)
Swiss Insurance Law Update 2010/1 (Nr.2)
Swiss Insurance Law Update 2010/1 (Nr.2)
Mandatory and Voluntary Isurance through Private Insurers in Switzerland (2017 in German)
Mandatory and Voluntary Isurance through Private Insurers in Switzerland (2017 in German)
Planned Changes of Swiss Insurance Contract Law in a Nutshell (2011 in English and German)
Planned Changes of Swiss Insurance Contract Law in a Nutshell (2011 in English and German)
Asset Protection through Swiss Life Insurance (Schweizer Treuhänder, 12/03 (in German))
Asset Protection through Swiss Life Insurance (Schweizer Treuhänder, 12/03 (in German))
Restructuring of an Insurance Group (Overview) (2013 in German)
Restructuring of an Insurance Group (Overview) (2013 in German)

Corporate and Transactional Law

Level-appropriate Corporate Reorganization (2021 in German)
Level-appropriate Corporate Reorganization (2021 in German)
Revision of Swiss Stock Corporation Law with References to Deviating Supervisory Law (2021 in German)
Revision of Swiss Stock Corporation Law with References to Deviating Supervisory Law (2021 in German)
Capital loss and balance sheet improvement (2021 in German)
Capital loss and balance sheet improvement (2021 in German)
Recent court decisions in Swiss corporate law (2020 in English)
Recent court decisions in Swiss corporate law (2020 in English)
Legal issues for Swiss companies in the Corona crisis (2020)
Legal issues for Swiss companies in the Corona crisis (2020)
Private Equity in Switzerland: Avoiding Regulations and Optimizing Structure (2016 in German)
Private Equity in Switzerland: Avoiding Regulations and Optimizing Structure (2016 in German)
Accountability and Liability of the Board of Directors (an Overview), Co-Author (2013 in German)
Accountability and Liability of the Board of Directors (an Overview), Co-Author (2013 in German)
Swiss Transaction Law Updates (2/2011 in English and German)
Swiss Transaction Law Updates (2/2011 in English and German)
Swiss Transaction Law Updates (1/2011 in English and German)
Swiss Transaction Law Updates (1/2011 in English and German)
Swiss Transaction Law Update 1/2010 (Nr.5)
Swiss Transaction Law Update 1/2010 (Nr.5)
Legal Basic Conditions of Company Restructuring, Co-Author (2010 in German)
Legal Basic Conditions of Company Restructuring, Co-Author (2010 in German)
Swiss Transaction Law Updates (2009/2 in English and German)
Swiss Transaction Law Updates (2009/2 in English and German)
Swiss Transaction Law Updates (2009/1 in English and German)
Swiss Transaction Law Updates (2009/1 in English and German)
Transformation according to the New Merger Act, (Contribution in: Staempfli Commentary on New Merger Act) (2003 in German)
Transformation according to the New Merger Act, (Contribution in: Staempfli Commentary on New Merger Act) (2003 in German)
The Fulfilled Debt Contract, (Dissertation in AISUF, no. 149) (1995 in German)
The Fulfilled Debt Contract, (Dissertation in AISUF, no. 149) (1995 in German)

Finance Law

RVP Private Equity Legal Update 1-2020
RVP Private Equity Legal Update 1-2020
Independent Asset Managers with Customers in EU (2021)
Independent Asset Managers with Customers in EU (2021)
What type of Bank Customer does your Company want to be? (2020 in German)
What type of Bank Customer does your Company want to be? (2020 in German)
Coronavirus: Legal Topics for Swiss Companies (2020 in German)
Coronavirus: Legal Topics for Swiss Companies (2020 in German)
FinSA and FinIA in Comparison with EU Regulations (2020 in English)
FinSA and FinIA in Comparison with EU Regulations (2020 in English)
FinSA and FinIA in force (2020)
FinSA and FinIA in force (2020)
Avoiding Regulation in Public Corporate Finance (2019 in German)
Avoiding Regulation in Public Corporate Finance (2019 in German)
Swiss Supervisory Law Optimization through Private Structuring (Example Anti-Money Laundering Law) (2015 in German)
Swiss Supervisory Law Optimization through Private Structuring (Example Anti-Money Laundering Law) (2015 in German)
Private Equity in Switzerland: Legal outline and recent case law up to 2014
Private Equity in Switzerland: Legal outline and recent case law up to 2014
How to Deal with Swiss Financial Market Supervision (2014 in English and German)
How to Deal with Swiss Financial Market Supervision (2014 in English and German)
Swiss Supervisory Law Optimization in the Area of Independent Asset Management (2013 in English and German)
Swiss Supervisory Law Optimization in the Area of Independent Asset Management (2013 in English and German)
Enforcement of monetary claims under the new ZPO (2011)
Enforcement of monetary claims under the new ZPO (2011)
Equity Requirement and Equity Protection in Swiss Corporate and Supervisory Law (2011 in German)
Equity Requirement and Equity Protection in Swiss Corporate and Supervisory Law (2011 in German)
Swiss Banking and Capital Market Law Update 2010/1 (Nr.3)
Swiss Banking and Capital Market Law Update 2010/1 (Nr.3)
Swiss Insurance, Banking and Capital Market Law Updates (2009 in English and German)
Swiss Insurance, Banking and Capital Market Law Updates (2009 in English and German)
Swiss Insurance, Banking and Capital Market Law Updates (2008 in English and German)
Swiss Insurance, Banking and Capital Market Law Updates (2008 in English and German)
Swiss Financial Market Law, a Practical Guide, (Book published in Schulthess Juristische Medien) (2003 in German)
Swiss Financial Market Law, a Practical Guide, (Book published in Schulthess Juristische Medien) (2003 in German)

Data Protection Law

Revised data protection law (in German)
Revised data protection law (in German)
Draft of the DSG in comparison with the DSGVO (an overview) (2019)
Draft of the DSG in comparison with the DSGVO (an overview) (2019)
Risk-based Implementation of GDPR by Swiss Companies (2018 in German)
Risk-based Implementation of GDPR by Swiss Companies (2018 in German)
Regulating Data Protection in Multinational Companies (Overview) (2014 in English and German)
Regulating Data Protection in Multinational Companies (Overview) (2014 in English and German)
Company Data Protection Law Updates in Switzerland and the EU  (2012 in German)
Company Data Protection Law Updates in Switzerland and the EU  (2012 in German)
Company Data Protection Law Updates in Switzerland and the EU  (2010 in German)
Company Data Protection Law Updates in Switzerland and the EU  (2010 in German)
Company Data Protection Law Updates in Switzerland and the EU  (2009 in German)
Company Data Protection Law Updates in Switzerland and the EU  (2009 in German)
Swiss Company Data Protection Law (2002 in German)
Swiss Company Data Protection Law (2002 in German)
Retention of Records and Data by Swiss Companies (2006 in German)
Retention of Records and Data by Swiss Companies (2006 in German)
Revised Data Protection Law for Companies in Switzerland (2007 in German)
Revised Data Protection Law for Companies in Switzerland (2007 in German)

Legal Philosophy and Legal Theory

Reduction of Legal and Reputation Risks through Anticipative Implementation of Norms in Companies (2017 in German)
Reduction of Legal and Reputation Risks through Anticipative Implementation of Norms in Companies (2017 in German)
Realistic Understanding of Law and Management of Legal Risk (2016 in English and German)
Realistic Understanding of Law and Management of Legal Risk (2016 in English and German)

News of

Martina Kümmerli

Deals & Cases
14
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08
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2019

Rebranding / Trademark Law

RUOSS VÖGELE advices a Swiss (air) travel service provider on trademark law in the context of its new brand including elements indicating its Swiss origin.
News
17
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01
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2019

New Bulletin on the deletion of unjustified debt collections

RUOSS VÖGELE publishes a new bulletin on improved protection against unjustified debt collection. On 1 January 2019, revised provisions of the Federal Law on Debt Collection and Bankruptcy entered into force, which enable debtors to have unjustified entries in the debt collection register deleted resp. withdrawn from the inspection rights of third parties in an uncomplicated and inexpensive procedure (available only in German).
Deals & Cases
28
.
03
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2018

Restructuring and Acquisition of Majority

RUOSS VÖGELE advises and represents an omani company, which is internationally active in several fields of business, in connection with the acquisition of a majority stake in an nationally expanding coffeehouse chain developed in Switzerland as well as with the therewith connected restructuring and drafting and execution of a new shareholder agreement.
Martina Kümmerli
Attorney at Law
Partner

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RUOSS VÖGELE
Rechtsanwälte - Attorneys at Law
Kreuzstrasse 54
CH-8032 Zürich
+41 44 250 43 00
kuemmerli@ruossvoegele.ch
Languages
German, English, French
Expertise
Litigation
Real estate law (incl. construction and planning law)
IP and IT law (intellectual property rights, trademark and copyright law)
Work experience
  • since 2025Partner at RUOSS VÖGELE
  • 2023 - 2025Senior Associate at Rudin Cantieni Rechtsanwälte AG
  • 2017 - 2023Senior Associate at RUOSS VÖGELE
  • 2015Associate at Blum&Grob, Zurich
  • 2013Legal internship at Eversheds Sutherland, Bern
  • 2012Court internship
  • 2012Internship at the Swiss Embassy in The Hague, NL
Lecturing
Education
  • 2015Admitted to the bar (all Swiss courts)
  • 2006 - 2012MLaw, University of Bern