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Martina Kümmerli

Attorney at Law

Partner

Martina Kümmerli has been a partner at RUOSS VÖGELE since 2025. She represents private individuals and companies in civil and commercial litigation before state courts, with a focus on construction and real estate law as well as inheritance law. She also has extensive experience in advising public institutions. In addition, Martina Kümmerli has in-depth expertise in the field of internal investigations and administrative investigations.

Expertise

Litigation
Real estate law (incl. construction and planning law)
Inheritance law, estate planning and company succession
IP and IT law (intellectual property rights, trademark and copyright law)

Languages

German, English, French

Work experience

  • since 2025Partner at RUOSS VÖGELE
  • 2023 - 2025Senior Associate at Rudin Cantieni Rechtsanwälte AG
  • 2017 - 2023Senior Associate at RUOSS VÖGELE
  • 2015Associate at Blum&Grob, Zurich
  • 2013Legal internship at Eversheds Sutherland, Bern
  • 2012Court internship
  • 2012Internship at the Swiss Embassy in The Hague, NL

Lecturing

Education

  • 2025Adjunct Professor (venia legendi, private and business law), University of Zurich
  • 2015Admitted to the bar (all Swiss courts)
  • 2006 - 2012MLaw, University of Bern

Memberships

Swiss Bar Association (SAV)

Zurich Bar Association (ZAV)

Publications

No items found.

Link to the University of Zurich (Courses, Speaking Engagements etc.)

Publications

Speaking Engagements

Publikationen

Publications

Insurance and Pension Law

Financial service providers in civil proceedings (2026)
Financial service providers in civil proceedings (2026)
Conflicts of interest in the distribution of insurance and investment products (2025)
Conflicts of interest in the distribution of insurance and investment products (2025)
Legal assessment of the increase in rates and premiums in private insurance (2025)
Legal assessment of the increase in rates and premiums in private insurance (2025)
Abuse in supplementary health insurance (2025)
Abuse in supplementary health insurance (2025)
Simplifications and Exemption from Supervision under the Revised Insurance Supervision Act (2024)
Simplifications and Exemption from Supervision under the Revised Insurance Supervision Act (2024)
Update on the Implementation of the Revised Law on Intermediaries (2024)
Update on the Implementation of the Revised Law on Intermediaries (2024)
Revised and possibly generally binding Industry Agreement "Intermediaries" (2023)
Revised and possibly generally binding Industry Agreement "Intermediaries" (2023)
VAG/AVO revised: Need for action in insurance mediation (2023)
VAG/AVO revised: Need for action in insurance mediation (2023)
Surplus Participation (discussion of court decision) (2023)
Surplus Participation (discussion of court decision) (2023)
Relative market power with a focus on the insurance and financial sectors (2022)
Relative market power with a focus on the insurance and financial sectors (2022)
Partial Revision of VAG and AVO in a Nutshell (2022)
Partial Revision of VAG and AVO in a Nutshell (2022)
Planned Partial Revision of the Swiss Insurance Supervision Act in a Nutshell (2020)
Planned Partial Revision of the Swiss Insurance Supervision Act in a Nutshell (2020)
Remuneration of Service Providers and Insurance Brokers in Triangular Relationship (2020)
Remuneration of Service Providers and Insurance Brokers in Triangular Relationship (2020)
Partial Revision of the Swiss Insurance Contract Act in a Nutshell (2020)
Partial Revision of the Swiss Insurance Contract Act in a Nutshell (2020)
Reinsurance through Swiss Reinsurers (2019)
Reinsurance through Swiss Reinsurers (2019)
Insurance and Asset Management in Occupational Pension Plan and Self-provision (2019)
Insurance and Asset Management in Occupational Pension Plan and Self-provision (2019)
Use of Group Policies in Swiss Private Insurance Law (2018)
Use of Group Policies in Swiss Private Insurance Law (2018)
Multinational Insurance and Insurance Distribution Business (2018)
Multinational Insurance and Insurance Distribution Business (2018)
Mandatory and Voluntary Isurance through Private Insurers in Switzerland (2017)
Mandatory and Voluntary Isurance through Private Insurers in Switzerland (2017)
Non-Competition Agreements and Market Dominance with Special Focus on the Swiss Insurance Market (2013)
Non-Competition Agreements and Market Dominance with Special Focus on the Swiss Insurance Market (2013)
Restructuring of an Insurance Group (Overview) (2013)
Restructuring of an Insurance Group (Overview) (2013)
New Swiss Supervision of Insurance Intermediaries (AJP 4/2005)
New Swiss Supervision of Insurance Intermediaries (AJP 4/2005)
Matching between Supervision and Liability in the New Law on Insurance Distribution, SZW 2/2005
Matching between Supervision and Liability in the New Law on Insurance Distribution, SZW 2/2005
Asset Protection through Swiss Life Insurance (Schweizer Treuhänder, 12/03)
Asset Protection through Swiss Life Insurance (Schweizer Treuhänder, 12/03)

Corporate and Transactional Law

Level-appropriate Corporate Reorganization (2021)
Level-appropriate Corporate Reorganization (2021)
Capital loss and balance sheet improvement (2021)
Capital loss and balance sheet improvement (2021)
Revision of Swiss Stock Corporation Law with References to Deviating Supervisory Law (2021)
Revision of Swiss Stock Corporation Law with References to Deviating Supervisory Law (2021)
Regulation and Regulatory Avoidance in Public Corporate Finance (2019)
Regulation and Regulatory Avoidance in Public Corporate Finance (2019)
Private Equity in Switzerland: Avoiding Regulations and Optimizing Structure (2016)
Private Equity in Switzerland: Avoiding Regulations and Optimizing Structure (2016)
Accountability and Liability of the Board of Directors (an Overview) (2013)
Accountability and Liability of the Board of Directors (an Overview) (2013)
Equity Requirement and Equity Protection in Swiss Corporate and Supervisory Law (2011)
Equity Requirement and Equity Protection in Swiss Corporate and Supervisory Law (2011)
Transformation according to the New Merger Act, (Contribution in: Staempfli Commentary on New Merger Act) (2003)
Transformation according to the New Merger Act, (Contribution in: Staempfli Commentary on New Merger Act) (2003)
The Fulfilled Debt Contract, (Dissertation in AISUF, no. 149) (1995)
The Fulfilled Debt Contract, (Dissertation in AISUF, no. 149) (1995)

Financial Services Law

Financial service providers in civil proceedings (2026)
Financial service providers in civil proceedings (2026)
Conflicts of interest in the distribution of insurance and investment products (2025)
Conflicts of interest in the distribution of insurance and investment products (2025)
Independent Asset Managers with Customers in EU (2021)
Independent Asset Managers with Customers in EU (2021)
FinSA and FinIA in Comparison with EU Regulations (2020)
FinSA and FinIA in Comparison with EU Regulations (2020)
Swiss Supervisory Law Optimization through Private Structuring (2015)
Swiss Supervisory Law Optimization through Private Structuring (2015)
How to Deal with Swiss Financial Market Supervision (2014)
How to Deal with Swiss Financial Market Supervision (2014)
Swiss Supervisory Law Optimization in the Area of Independent Asset Management (2013)
Swiss Supervisory Law Optimization in the Area of Independent Asset Management (2013)
Enforcement of monetary claims under the new ZPO (2011)
Enforcement of monetary claims under the new ZPO (2011)
Avoiding regulation of private equity investments in Switzerland (2011)
Avoiding regulation of private equity investments in Switzerland (2011)
Swiss Financial Market Law, a Practical Guide, (Book published in Schulthess Juristische Medien) (2003)
Swiss Financial Market Law, a Practical Guide, (Book published in Schulthess Juristische Medien) (2003)

Data Protection Law

Revised data protection law (2023)
Revised data protection law (2023)
Draft of the DSG in comparison with the DSGVO (2019)
Draft of the DSG in comparison with the DSGVO (2019)
Risk-based Implementation of GDPR by Swiss Companies (2018)
Risk-based Implementation of GDPR by Swiss Companies (2018)
Regulating Data Protection in Multinational Companies (2014)
Regulating Data Protection in Multinational Companies (2014)
Retention of Records and Data by Swiss Companies (2006)
Retention of Records and Data by Swiss Companies (2006)

Legal Philosophy and Legal Theory

Reduction of Legal and Reputation Risks through Anticipative Implementation of Norms in Companies (2017)
Reduction of Legal and Reputation Risks through Anticipative Implementation of Norms in Companies (2017)
Realistic Understanding of Law and Management of Legal Risk (2016)
Realistic Understanding of Law and Management of Legal Risk (2016)

News of

Martina Kümmerli

Deals & Cases
30
.
06
.
2026

Corporate Law Dispute

RUOSS VÖGELE successfully represented a Swiss holding company in a complex dispute involving several group companies and their indirect owners. The claimant shareholder initiated multiple parallel proceedings, including two interim relief proceedings as well as an application for court-ordered organisational measures under art. 731b of the Swiss Code of Obligations, which the competent district court recently dismissed in full. Practice area: litigation
News
17
.
01
.
2019

New Bulletin on the deletion of unjustified debt collections

RUOSS VÖGELE publishes a new bulletin on improved protection against unjustified debt collection. On 1 January 2019, revised provisions of the Federal Law on Debt Collection and Bankruptcy entered into force, which enable debtors to have unjustified entries in the debt collection register deleted resp. withdrawn from the inspection rights of third parties in an uncomplicated and inexpensive procedure (available only in German).
Martina Kümmerli
Attorney at Law
Partner

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RUOSS VÖGELE
Rechtsanwälte - Attorneys at Law
Kreuzstrasse 54
CH-8032 Zürich
+41 44 250 43 00
kuemmerli@ruossvoegele.ch
Languages
German, English, French
Expertise
Litigation
Real estate law (incl. construction and planning law)
Inheritance law, estate planning and company succession
IP and IT law (intellectual property rights, trademark and copyright law)
Work experience
  • since 2025Partner at RUOSS VÖGELE
  • 2023 - 2025Senior Associate at Rudin Cantieni Rechtsanwälte AG
  • 2017 - 2023Senior Associate at RUOSS VÖGELE
  • 2015Associate at Blum&Grob, Zurich
  • 2013Legal internship at Eversheds Sutherland, Bern
  • 2012Court internship
  • 2012Internship at the Swiss Embassy in The Hague, NL
Lecturing
Education
  • 2015Admitted to the bar (all Swiss courts)
  • 2006 - 2012MLaw, University of Bern