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Dr. Reto Thomas Ruoss was a partner at RUOSS VÖGELE until 2016. Since 2016, he is an independent counsel at RUOSS VÖGELE.
Expertise
Corporate and commercial law
Real estate law (incl. construction and planning law)
Commercial contract law
Mergers and acquisitions
Liability for miscounduct of corporate directors/officers
Litigation
Restructuring and insolvency
Languages
German, English, French
Work experience
Lecturing
Education
Memberships
Swiss Bar Association (SAV)
Publications
No items found.
Link to the University of Zurich (Courses, Speaking Engagements etc.)
Publications
Speaking Engagements
Publikationen
Publications
Insurance and Pension Law
Financial service providers in civil proceedings (2026)
Financial service providers in civil proceedings (2026)
Conflicts of interest in the distribution of insurance and investment products (2025)
Conflicts of interest in the distribution of insurance and investment products (2025)
Legal assessment of the increase in rates and premiums in private insurance (2025)
Legal assessment of the increase in rates and premiums in private insurance (2025)
Simplifications and Exemption from Supervision under the Revised Insurance Supervision Act (2024)
Simplifications and Exemption from Supervision under the Revised Insurance Supervision Act (2024)
Update on the Implementation of the Revised Law on Intermediaries (2024)
Update on the Implementation of the Revised Law on Intermediaries (2024)
Revised and possibly generally binding Industry Agreement "Intermediaries" (2023)
Revised and possibly generally binding Industry Agreement "Intermediaries" (2023)
VAG/AVO revised: Need for action in insurance mediation (2023)
VAG/AVO revised: Need for action in insurance mediation (2023)
Surplus Participation (discussion of court decision) (2023)
Surplus Participation (discussion of court decision) (2023)
Relative market power with a focus on the insurance and financial sectors (2022)
Relative market power with a focus on the insurance and financial sectors (2022)
Partial Revision of VAG and AVO in a Nutshell (2022)
Partial Revision of VAG and AVO in a Nutshell (2022)
Planned Partial Revision of the Swiss Insurance Supervision Act in a Nutshell (2020)
Planned Partial Revision of the Swiss Insurance Supervision Act in a Nutshell (2020)
Remuneration of Service Providers and Insurance Brokers in Triangular Relationship (2020)
Remuneration of Service Providers and Insurance Brokers in Triangular Relationship (2020)
Partial Revision of the Swiss Insurance Contract Act in a Nutshell (2020)
Partial Revision of the Swiss Insurance Contract Act in a Nutshell (2020)
Insurance and Asset Management in Occupational Pension Plan and Self-provision (2019)
Insurance and Asset Management in Occupational Pension Plan and Self-provision (2019)
Use of Group Policies in Swiss Private Insurance Law (2018)
Use of Group Policies in Swiss Private Insurance Law (2018)
Multinational Insurance and Insurance Distribution Business (2018)
Multinational Insurance and Insurance Distribution Business (2018)
Mandatory and Voluntary Isurance through Private Insurers in Switzerland (2017)
Mandatory and Voluntary Isurance through Private Insurers in Switzerland (2017)
Non-Competition Agreements and Market Dominance with Special Focus on the Swiss Insurance Market (2013)
Non-Competition Agreements and Market Dominance with Special Focus on the Swiss Insurance Market (2013)
Restructuring of an Insurance Group (Overview) (2013)
Restructuring of an Insurance Group (Overview) (2013)
New Swiss Supervision of Insurance Intermediaries (AJP 4/2005)
New Swiss Supervision of Insurance Intermediaries (AJP 4/2005)
Matching between Supervision and Liability in the New Law on Insurance Distribution, SZW 2/2005
Matching between Supervision and Liability in the New Law on Insurance Distribution, SZW 2/2005
Asset Protection through Swiss Life Insurance (Schweizer Treuhänder, 12/03)
Asset Protection through Swiss Life Insurance (Schweizer Treuhänder, 12/03)
Corporate and Transactional Law
Revision of Swiss Stock Corporation Law with References to Deviating Supervisory Law (2021)
Revision of Swiss Stock Corporation Law with References to Deviating Supervisory Law (2021)
Regulation and Regulatory Avoidance in Public Corporate Finance (2019)
Regulation and Regulatory Avoidance in Public Corporate Finance (2019)
Private Equity in Switzerland: Avoiding Regulations and Optimizing Structure (2016)
Private Equity in Switzerland: Avoiding Regulations and Optimizing Structure (2016)
Accountability and Liability of the Board of Directors (an Overview) (2013)
Accountability and Liability of the Board of Directors (an Overview) (2013)
Equity Requirement and Equity Protection in Swiss Corporate and Supervisory Law (2011)
Equity Requirement and Equity Protection in Swiss Corporate and Supervisory Law (2011)
Transformation according to the New Merger Act, (Contribution in: Staempfli Commentary on New Merger Act) (2003)
Transformation according to the New Merger Act, (Contribution in: Staempfli Commentary on New Merger Act) (2003)
The Fulfilled Debt Contract, (Dissertation in AISUF, no. 149) (1995)
The Fulfilled Debt Contract, (Dissertation in AISUF, no. 149) (1995)
Financial Services Law
Financial service providers in civil proceedings (2026)
Financial service providers in civil proceedings (2026)
Conflicts of interest in the distribution of insurance and investment products (2025)
Conflicts of interest in the distribution of insurance and investment products (2025)
Independent Asset Managers with Customers in EU (2021)
Independent Asset Managers with Customers in EU (2021)
FinSA and FinIA in Comparison with EU Regulations (2020)
FinSA and FinIA in Comparison with EU Regulations (2020)
Swiss Supervisory Law Optimization through Private Structuring (2015)
Swiss Supervisory Law Optimization through Private Structuring (2015)
How to Deal with Swiss Financial Market Supervision (2014)
How to Deal with Swiss Financial Market Supervision (2014)
Swiss Supervisory Law Optimization in the Area of Independent Asset Management (2013)
Swiss Supervisory Law Optimization in the Area of Independent Asset Management (2013)
Enforcement of monetary claims under the new ZPO (2011)
Enforcement of monetary claims under the new ZPO (2011)
Avoiding regulation of private equity investments in Switzerland (2011)
Avoiding regulation of private equity investments in Switzerland (2011)
Swiss Financial Market Law, a Practical Guide, (Book published in Schulthess Juristische Medien) (2003)
Swiss Financial Market Law, a Practical Guide, (Book published in Schulthess Juristische Medien) (2003)
Data Protection Law
Draft of the DSG in comparison with the DSGVO (2019)
Draft of the DSG in comparison with the DSGVO (2019)
Risk-based Implementation of GDPR by Swiss Companies (2018)
Risk-based Implementation of GDPR by Swiss Companies (2018)
Regulating Data Protection in Multinational Companies (2014)
Regulating Data Protection in Multinational Companies (2014)
Retention of Records and Data by Swiss Companies (2006)
Retention of Records and Data by Swiss Companies (2006)
Legal Philosophy and Legal Theory
Reduction of Legal and Reputation Risks through Anticipative Implementation of Norms in Companies (2017)
Reduction of Legal and Reputation Risks through Anticipative Implementation of Norms in Companies (2017)
Realistic Understanding of Law and Management of Legal Risk (2016)
Realistic Understanding of Law and Management of Legal Risk (2016)
News of
Reto Thomas Ruoss
Deals & Cases
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2025
Inheritance advice
RUOSS VÖGELE is advising one of three sisters in an inheritance matter. The client's parents transferred the family's assets to their daughters, but reserved the right of usufruct. The aim of the consultation was to secure the parents' customary lifetime support in return for the release of their right of usufruct, and at the same time to find a fair settlement between the sisters. As a result of the negotiations, the parents' right of usufruct was terminated and the assets thus freed up were allocated to each of the sisters. This not only avoided a long and costly dispute, but also restored peace within the family.
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Reto Thomas Ruoss
Dr. iur., Attorney at Law
Counsel
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RUOSS VÖGELE
Rechtsanwälte - Attorneys at Law
Kreuzstrasse 54
CH-8032 Zürich
Kreuzstrasse 54
CH-8032 Zürich
+41 44 250 43 00
ruoss@ruosslegal.ch
Languages
German, English, French
Expertise
Corporate and commercial law
Real estate law (incl. construction and planning law)
Commercial contract law
Mergers and acquisitions
Liability for miscounduct of corporate directors/officers
Litigation
Restructuring and insolvency
Work experience
Lecturing
Education